Just the thought of applying for a loan can be frightening. But it is easier than you think. Here's all you have to do:
- Make a phone call to Heritage Home Financing (745-9445)
- Gather some required information
Last 2 pay stubs from each job
Last 2 years W-2s
Investment Account Statements
- If any of the following apply, you may need additional documents
Copy of Divorce Decree
Copy of Bankruptcy papers
Letter of Explanation on any derogatory credit or prior bankruptcy
Final Purchase agreement and Listing sheet for property you are buying
If self-employed, your loan officer may as for additional documents
The mortgage brokerage industry is
regulated by TEN Federal laws, FIVE
Federal enforcement agencies, and
over FORTY-FIVE State laws or
licensing boards.
As a member of the National
Association of Mortgage Brokers,
Heritage Home Financing also has
internal quality control requirements
and adheres to a strict Code of Ethics
and Client Support and Privacy
Rules. And we are a member of the
Better Business Bureau.
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