At Heritage Home Financing, we offer a loan program to meet almost any situation. When you discuss your requirements with our Loan Officer, you will be given recommendations about programs for which you qualify.
| Q. |
How much does it cost to apply for a loan? |
| A. |
Nothing! Heritage Home Financing offers a free pre-approval process. We only get paid when the loan closes. |
| Q. |
Why should I use Heritage Home Financing and not my local bank? |
| A. |
Heritage Home Financing has many advantages over the banking systems today. We have many more flexible programs to suit your needs than banks. And we can be easily reached by cell phone after hours. Plus, we'll get your loan closed and stay involved until the deal is completed. |
| Q. |
Can I buy a house with no down payment? |
| A. |
Yes, we ahve many purchase programs available with no down payment necessary. Let's see what we can do for you! |
| Q. |
I've been renting for the past year, but I have no established credit. Do I qualify? |
| A. |
Absolutely! Having limited credit does not disqualify you from obtaining a mortgage. |
| Q. |
My credit is not so good. Can I still get a mortgage? |
| A. |
Yes! Even with a prior bankruptcy, you may be surprised at what is available to you. Give us a call. |
| Q. |
Does it take longer to get a loan through Heritage Home Financing? |
| A. |
No, we have closed loans in less than 2 weeks. However, it usually takes no more than 4 weeks. |
